Comments on: Are You Ready to Sell Your Tucson Home

By: Arizona Realtor

Arizona Realtor — Mon, 09 Feb 2009 21:38:53 +0000

You make a lot of great points about selling a home in a market such as this. Thanks for your advice, I didn’t think it was possible to sell our home, but I now know that we can do it.

By: Dave Smith

Dave Smith — Sun, 08 Feb 2009 02:07:31 +0000

@Brian Culhane – Yes,

And Brian, you don’t need permission to add a blog to your blogroll, but thanks for asking. It is always good to be added to someones blogroll.

Have a great weekend

Dave

By: Brian Culhane

Brian Culhane — Sun, 08 Feb 2009 02:04:11 +0000

Can I add your Blog to my BlogRoll? Brian Culhaneâ€™s last blog post..Itâ€™s Better to be 20 Mins Early, than 5 Mins too Late!

By: Sarah Ley

Sarah Ley — Sat, 07 Feb 2009 23:47:58 +0000

Dave, My thought is that prices may not be coming up anytime soon. So why stay in the home longer than you want to? Your decision to sell is a lifestyle choice, and if you can downsize the house, and the cost of the mortgage, it's a win-win, as you'd be lowering your monthly costs (including utitlity costs), but at the same time getting the house that best suits your needs for your current lifestyle. This is all regardless of any stimulus package incentive or non-incentive. I revert back to the old standby, "There's no time like the present." Part of the reason the govenment is devising these 'stimulus options for buyers' is to get them off the fence once and for all, in the hopes that "housing will be the first to recover." Good luck to you in your decision, and the world traveler in her studies! I say- do it! Don't put your dreams on hold. We all have to go on with our lives, recession or no recession... Sarah Leyâ€™s last blog post..Catalina Foothills Real Estate- New Listing in Skyline Bel Air Estates!

By: Dave Smith

Dave Smith — Sat, 07 Feb 2009 21:31:00 +0000

@chris swenson – Sorry Chris, but that’s poor logic and not true. If I take a loss on the sale price of but buy down and have a smaller mortgage at a lower interest rate I end up saving quite a bit of money.

Your observation is only true if the home were paid for completely. But anyone with a mortgage doesn’t actually “own” the home yet.

Over the life of the loan we would end up paying less in interest and would end up saving money.

By: chris swenson

chris swenson — Sat, 07 Feb 2009 04:00:42 +0000

“little painful to sell but very affordable to buy”
Oopsie, can’t agree with you on this one. Any loss on sale you would make up on the purchase, so it’s a wash. Sell NOW and live where you two want! It would be different if you were moving to a another area where costs were still crazy, like say San Francisco, but that is not the case.

As to the StimUseless package, be careful. We don’t know what the house/senate conference committee will settle on. As in, will the 15K tax credit have to be paid back? I don’t want to shock you, but I don’t trust the “buggers”. Me thinks this will end up being mostly pork. Yes, I will love being proved wrong.

Chris